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Loan, your way

Loan, your way

Built around real-life moments

Borrow up to ₱50,000 with flexible terms from 91 to 180 days. From an urgent bill to a growing side business, Ginhawa puts clear terms, thoughtful limits, and control in your hands.

Borrow up to ₱50,000
Choose a term of 91–180 days
Everyday borrowing with Ginhawa Loan
Everyday Loan

For planned expenses, unexpected bills, and the moments in between.

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Business financing with Ginhawa Loan
Business Boost

Working capital for inventory, equipment, or your next growth step.

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Salary advance support with Ginhawa Loan
Salary Advance

Short-term support designed around predictable paydays.

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Return and reborrow with Ginhawa Loan
Return & Reborrow

A smoother path back for members with a healthy repayment record.

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Eligibility, limits, fees, and final terms are shown in-app and subject to affordability checks.